At Accelerate Financial Services, we understand that traditional lending doesn’t always work for everyone. If your financial needs fall outside the mainstream, our team can help you explore flexible funding options through both high street and specialist lenders.
Whether you’re purchasing a second home, need fast access to funds, or require a more tailored mortgage structure, we’re here to find the right solution for your unique situation.
What We Offer
- Access to specialist and alternative lenders
- Tailored cover based on your property, rental or business needs
- Expert advice on bridging, offset, and second charge options
- End to end support from enquiry to completion
- Clear guidance to help you make informed decisions
We specialise in helping clients who may not fit the typical lending criteria, ensuring they still have access to competitive and well structured finance options.
Contact us here
Types of Specialist Finance We Advise On
Bridging Finance
Ideal for short term funding needs, such as purchasing a property before selling your existing one, or buying at auction. Bridging loans can be arranged quickly and are secured against property or land.
Second Charge Mortgages
Offset Mortgages
Sharia Mortgage
Looking for a Sharia compliant mortgage? We offer ethical, interest free mortgage options that align with Islamic principles. Our team provides expert guidance to help you navigate the process with confidence and find the best mortgage for your needs.
Expat Mortgages
Commercial Mortgages
Holiday Home & Second Home Finance
Whether you’re buying a UK based holiday cottage or a second home for occasional use, we can help you find a lender who understands non standard occupancy patterns and criteria.
Frequently asked questions
Specialist lenders are financial institutions that focus on more flexible lending criteria perfect for those with complex income, credit history, or unconventional property types.
Bridging loans can often be arranged within days, depending on your circumstances. They’re designed for speed and short-term use.
With a second charge, your existing mortgage remains unchanged you borrow an additional amount separately. A remortgage involves replacing your current mortgage entirely.
Typically, those with savings or irregular income (such as the self-employed) benefit from offset mortgages. We’ll assess your financial picture and let you know if it’s suitable.
Yes, but these usually require specialist lenders. Criteria may vary depending on whether the property is for personal use, occasional letting, or full-time holiday rental.
Not necessarily. While some products carry slightly higher rates due to the flexibility offered, we compare the market to find the most cost effective and appropriate solution for you.
Let’s Talk....
Every financial situation is different. That’s why we offer personalised advice and bespoke solutions to help you make confident, well informed decisions.