At Accelerate Financial Services, we take pride in being a local, independent mortgage advisory firm offering tailored solutions for individuals, families, and property investors. Whether you’re stepping onto the property ladder, moving home, or looking to expand your portfolio, we’re here to help you every step of the way. We provide clear, honest, and professional mortgage advice—right from the initial consultation through to securing your mortgage and finalising your property purchase. We work with a wide range of lenders across the UK, ensuring we find the right deal that suits your circumstances, goals, and budget.

What We Offer

We understand that the mortgage process can be complex and overwhelming. Our mission is to simplify it for you, offering peace of mind and clarity throughout.

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Types of Mortgages We Advise On

First-Time Buyer Mortgages

Buying your first home is a major milestone. We’ll guide you through your first property purchase, helping you understand what you can afford, how much deposit is needed, and what government schemes you may be eligible for.

Home Mover Mortgages

Looking to upsize, downsize or relocate? We can help you navigate the process of selling your current home and buying your next, all while ensuring you’re on the best possible mortgage deal.

Remortgages

Whether you’re coming to the end of your fixed deal, want to release equity, or simply want a better rate, we’ll assess your current position and find the most suitable remortgage option for you.

Buy to Let Mortgages

We collaborate closely with landlords and property investors to secure highly competitive Buy to Let mortgage deals. Whether you’re taking your first steps into property investment or looking to grow and diversify an existing portfolio, our expert guidance and market insight ensure you get the right solution tailored to your goals.

Self-Employed Mortgages

We understand the challenges faced by the self-employed when applying for a mortgage. We’ll help you present your income effectively and find lenders who understand how you work.

Specialist & Complex Mortgages

Have unique circumstances? We can also advise on adverse credit mortgages, let-to-buy, contractor mortgages, or shared ownership schemes.

Frequently asked questions

Your borrowing capacity depends on your income, credit history, monthly outgoings, and deposit size. We’ll assess your financial situation and provide a realistic borrowing range.

While a larger deposit opens up more options, there are still mortgages available with as little as 5% deposit. We’ll help you explore all options available to you.

On average, the process takes 4–8 weeks, but this can vary depending on your situation. We’ll ensure everything runs as smoothly and efficiently as possible.

Absolutely. We’re here to take the stress out of the process and can liaise with solicitors and surveyors on your behalf.

We are upfront and transparent about any fees involved. In many cases, we are paid a commission by the lender, meaning there’s no cost to you. If any fee is payable, we’ll explain it clearly upfront.

We work with a wide network of lenders, including those who consider applicants with less-than-perfect credit. Let’s have a conversation to explore your options.

💬 Let’s Talk....

Whether you’re just starting out or looking to make a change, Accelerate Financial Services is here to help make your mortgage journey stress-free and successful. Book your free initial consultation today.

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